Pricing
1.5%. Capped at ₦1,500.
No card rates, because there are no cards. No monthly fee. No setup fee. Minimum ₦200 per collection, and you choose whether you absorb the fee or add it to what the customer pays.
01 — Work it out
Put your own number in.
1.5% of the collection, with a ₦200 floor and a ₦1,500 cap. The same function the gateway runs.
- Appia fee
- ₦375
- rate
- Net to you
- ₦24,625
- after the fee
- Effective rate
- 1.50%
- of the collection
Figures are computed in your browser from the published rate. Nothing is sent anywhere.
02 — Worked examples
The cap does the arguing.
| Collection | Fee | Net to you | Effective | Rule |
|---|---|---|---|---|
| ₦2,000 | ₦200 | ₦1,800 | 10.00% | floor |
| ₦10,000 | ₦200 | ₦9,800 | 2.00% | floor |
| ₦50,000 | ₦750 | ₦49,250 | 1.50% | rate |
| ₦100,000 | ₦1,500 | ₦98,500 | 1.50% | cap |
| ₦1,000,000 | ₦1,500 | ₦998,500 | 0.15% | cap |
A ₦1,000,000 collection costs the same as a ₦100,000 one.
Payouts and chargebacks
Payout, per bank beneficiary
₦55
Charged per transfer when a split pays out.
Payout to an Appia wallet
₦0
Beneficiaries on Appia cost nothing to pay.
Chargeback fees
₦0
There is no card-scheme dispute process on a transfer your customer pushed, so there is nothing to charge you for.
One rate. Written down.
No monthly fee, no setup fee, no minimum volume. Book a demo and we’ll confirm your rate against what you actually sell.